* {
	margin: 0;
	padding: 0;
}

body {
	margin: 0;
	padding: 0;
	background-color: #E7E4D0;
	color: #001B8E;
	font-size:13px;
	font-family: verdana, arial, sans-serif; 
}

p {margin: 5px 11px 10px 24px; line-height: 1.2 em;}

p.footer {background-color: #001B8E; text-align: center; font-weight: bold; padding: 5px 0; font-size: 11px; color: #F7BF24; clear: both;}
p.footer a {text-decoration: none; color: #F7BF24;}
p.footer a:hover {text-decoration: underline;}

p.disclaimer {color: #000000; font-size: 9px; text-align: center;}

h1 {font-size: 18px; margin: 10px 0 10px 24px;}

h2 {font-size: 15px; margin: 10px 0 0 24px;}

#wrapper {
	width: 780px;
	margin: 0 auto;
}

#header {
	background: #E7E4D0 url(header.jpg) no-repeat; 
	width: 745px;
	height: 218px;
	margin: 10px 0 10px 24px;
	float: left;
}